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- Kirby Club
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Additional Links:Checking Accounts
View Current RatesEdCo Community Credit Union takes checking 4 steps further than its' competitors.
* No charge for Share Draft Account when you are a student.
* No charge for Share Draft Account with Direct Deposit.
* No Charge for Share Draft Account with a $500 balance.
* No minimum balance required with a monthly service fee.
There is no limit on the amount of checks cleared each month with any one of these Share Draft Accounts. All Share Draft Accounts have carbon-less duplicating paper, making record-keeping easy. Pre-Authorized debits are permitted (insurance payments, house payments, utility bills, etc.)
With proper authorization, overdrafts can be handled by automatic transfer from one of your other savings accounts. This allows funds to be transferred, in even $100 increments, up to six times per month from your Share Account and/or Money Market Account with no charge to cover the overdrafts. We will manually transfer from Share Account and/ or Money Market Account if $100 is not available to cover the overdraft. You will be charged $10 for this transfer provided you have funds available for transfer and the charge.
Stop payments, copies of the original draft, statement history information are available upon request. Abuse or excessive overdrafts on your account will be just cause for EdCo Community Credit Union to revoke your Share Draft privileges.
