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Additional Links:MasterMoney Debit Card
YOUR MASTERMONEY CARDA Whole New World of Opportunity
Convenient, Secure and Easy to Use
In a word, your Master Money Card is convenient. It is the safest, fastest, and most efficient payment option available today. An EdCo Community Credit Union MasterMoney Card is the most convenient way for you to access your checking account without writing a check. It eliminates the hassles of carrying a checkbook, writing a check and waiting for approval. Just present your MasterMoney Card and the transaction is processed in a matter of seconds. To report a lost or stolen card call 1-800-234-5354.
As Useful as a Credit Card - Easier than a Check
A MasterMoney Card looks like a credit card, but works like a check. When you present your MasterMoney Card, you are drawing money directly from your checking account, instead of a line-of-credit. You can use your MasterMoney Card at more than 10 million merchants and more than 230,000 ATM's worldwide.
Detailed Record-Keeping
To help you keep track of your purchases, your monthly statement will list the amount, date - even the place where you made each purchase.
How Does the MasterMoney Card Work?
At Automated Teller Machines (ATMs), it works just like a regular ATM card, and you can use your PIN. At stores, restaurants and other merchants, it works like a check. Present your card, sign the receipt and your purchase is deducted from your checking account.
So When I Shop with it, I follow the same steps as when I use a Credit Card. But it's not a Credit Card, Right?
Right. The MasterMoney Card will be accepted by merchants just like a MasterCard. The difference is that your purchases will be deducted from your checking account, so there are no interest charges.
Will my MasterMoney Card purchases appear on my monthly checking account statement?
Yes. If you shop with your MasterMoney Card, each transaction will appear on your monthly statement. Having all of your transactions on one statement will help you keep track of your spending.
When I use the MasterMoney Card, are the funds withdrawn instantly? Can I overdraw my checking account?
You should assume that the transaction occurs immediately, although it may take a few days to show up on your account. If you do not have sufficient funds available, then just as with overdrawn checks, you can expect to pay some fees or service charges.
Who do I call if I have more questions?
